5 Ways Medicare Can Help Seniors Save

4 minute read

By Ryan Pratt

Saving on important health products is essential for seniors who want to keep their quality of life without overspending. Medicare can cover a wide range of items, from medical equipment to everyday aids, helping seniors stay active and independent. Let’s explore five valuable ways that seniors can save on essential products available through Medicare right now!

Walk-in Tubs: A Safer Bathing Option

Walk-in tubs provide a safer and more comfortable way for seniors to bathe without the risk of slipping. These tubs come with a low threshold, making it easy to step in, along with features like seating and handrails for added safety. They can also include therapeutic options, such as heated water jets, which help relieve pain from arthritis or sore muscles.

For seniors seeking to save on walk-in tubs, working closely with healthcare providers can help determine if the tub qualifies as a medically necessary item under Medicare. Additionally, some Medicare Advantage plans may offer expanded home modification benefits, including walk-in tubs, so seniors can compare plans during open enrollment to find coverage that reduces out-of-pocket costs.

Dental Implants: Improving Oral Health and Confidence

Many seniors face dental issues that can affect their ability to chew, speak, and smile with confidence. Dental implants are a popular solution for replacing missing teeth, providing a secure and long-lasting alternative to dentures. Implants look natural and help preserve the jawbone, preventing further dental issues over time.

While Original Medicare doesn’t generally cover routine dental care or implants, certain Medicare Advantage plans may offer dental benefits that can include implant coverage. These plans vary, so it’s essential for seniors to compare Medicare Advantage plans to find one that provides the best dental benefits. Checking for annual open enrollment is also helpful, as plans change, and new options might offer better dental coverage.

Mobility Chairs: Enhanced Independence and Comfort

For seniors who have limited mobility, a power wheelchair or scooter can be life-changing. These mobility chairs provide independence, allowing users to move around their home and community without assistance. Many types of mobility chairs come with various features, such as reclining seats, ergonomic armrests, and easy-to-use controls, ensuring both comfort and functionality.

Medicare Part B may cover mobility aids like power wheelchairs if they’re deemed medically necessary by a doctor. To qualify, a senior must have a doctor’s prescription and proof that the chair is essential for daily activities. Once approved, Medicare can cover a significant portion of the cost, making it easier for seniors to afford this crucial aid for maintaining independence.

Hearing Aids: Better Hearing, Better Quality of Life

Hearing aids can drastically improve communication and social interactions for seniors experiencing hearing loss. These devices come in many styles, from in-the-ear options to behind-the-ear models, offering clear sound in different environments. Hearing aids make it easier to connect with family and friends, reducing the feelings of isolation that often come with hearing difficulties.

While Original Medicare does not cover hearing aids, some Medicare Advantage plans provide coverage for them. Seniors looking for hearing aid coverage should explore their options during the Medicare Advantage enrollment period. By choosing a plan that includes hearing aids, seniors can save on costs associated with exams and the devices themselves, making hearing aids more accessible and affordable.

Medical Alert Systems: Assistance When It’s Needed Most

Medical alert systems are invaluable tools for seniors living alone or with health concerns. These devices come with features like fall detection and emergency buttons, allowing users to call for help in an instant. Many systems can be worn as bracelets or necklaces, making them easy to access in an emergency.

Medicare doesn’t typically cover medical alert systems, but some Medicare Advantage plans may include coverage for these devices. Seniors can save on the cost of alert systems by selecting a plan that offers this benefit. Additionally, many medical alert companies offer senior discounts, making this essential device more affordable.

Prescription Eyeglasses: Clearer Vision for Daily Living

For many seniors, prescription eyeglasses are essential for maintaining clear vision and performing daily tasks safely. Whether for reading, driving, or everyday activities, well-fitted glasses can make a significant difference in quality of life. Although Original Medicare does not generally cover routine eye exams or eyeglasses, certain Medicare Advantage plans may include vision benefits that cover these costs.

These Medicare plans make it easier for seniors to save on prescription glasses. During enrollment, seniors can look for plans with vision benefits that cover exams, lenses, and frames, reducing the total cost and making eyeglasses more accessible and affordable.

Save on Products Available Through Medicare

Seniors can access important health and safety products with the help of Medicare, enhancing their quality of life without breaking the bank. By exploring coverage options and understanding what’s available, seniors can make informed choices about Medicare and Medicare Advantage plans, ensuring they get the support they need to stay healthy, safe, and independent.

Ryan Pratt

Contributor